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Old 09-28-2007, 10:18 AM   #21
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Originally Posted by FinanceGeek View Post
Many ISO compliant homeowners insurance policies cover liability resulting from legitimate uses of force in self defense. Apparently either this one did not, or the use of force was judged not justified?
For us ignorant folk, what is an ISO compliant policy? Thanks!

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Old 09-28-2007, 01:10 PM   #22
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ISO=Insurance Services Office

Its an organization that produces template policies with boilerplate language that many of the underwriters use.

The real fix to the situation of legal liability resulting from lawful self defense are the various liability immunity statutes that some states have. These statutes are often known as "castle doctrine" or "make my day law" statutes.

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Old 09-28-2007, 02:53 PM   #23
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