Delawaredave5
Full time employment: Posting here.
- Joined
- Dec 22, 2004
- Messages
- 699
Opened up kids account. The default is ATM / Debit / Visa card. Don't want this because kids overdraft and fees and cr*p.
First my bank says "has to be this way". Then they tell me I can get a ATM only card - but I have to pay $10 per year. Bugs me, but I say OK.
Then I find out that it is NOT just an ATM card - it is a ATM / Debit card. They cannot do just ATM card. And if the balance is low, a merchant debit transaction can still go through.
All I want is a simple ATM card. Only usable at ATM. No overdraft, no anything. If there's no money in account, no money comes out of ATM.
Anybody have "just ATM" card ?
Please: no comments about kids and parenting. I want them "all cash" so they learn value of money. This "swipe card and get stuff" is baloney.
Banks suck. Really suck.
First my bank says "has to be this way". Then they tell me I can get a ATM only card - but I have to pay $10 per year. Bugs me, but I say OK.
Then I find out that it is NOT just an ATM card - it is a ATM / Debit card. They cannot do just ATM card. And if the balance is low, a merchant debit transaction can still go through.
All I want is a simple ATM card. Only usable at ATM. No overdraft, no anything. If there's no money in account, no money comes out of ATM.
Anybody have "just ATM" card ?
Please: no comments about kids and parenting. I want them "all cash" so they learn value of money. This "swipe card and get stuff" is baloney.
Banks suck. Really suck.