Not to hijack the thread - Okay, to hijack the thread - I've been wanting a local credit union here in HI and Brewer's "back door" might just be my way in.
Here's the hijack: I am still a member of two credit unions on the mainland (both, from my former employers). Additionally, I have a local bank here and yet another on the mainland. Is there any significant disadvantage to having multiple accounts like this? I can't think of any. There are some advantages having mainland accounts near where I still maintain ties including kids, family business, a car and tiny apartment. (e.g., I still maintain a deposit box with my mainland bank - obviously don't keep anything there I need here.)
Alternately, does it make sense to join a 3rd CU when I have most of the services of the other two available to me world-wide? I'm reasonably happy with my two CUs services, fees, etc. Still, there's something nice about being able to walk into a branch and cash a check or make a deposit, use a free ATM, use a notary's service, buy travelers checks, etc. All these services (and others) are available to me in one form or another, locally. Still I really like having a local CU.
Any thoughts on this subject?
Returning you now to our regularly scheduled thread.
