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Bankrate.com's latest ER articles
Old 06-04-2007, 07:12 PM   #1
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Bankrate.com's latest ER articles

Dollar Stretcher's weekly e-mail had a couple articles by Bankrate.com on ER. They're pretty basic but they're a good recap of the things we've been reading in the financial journals:

Retiring early-- pipe dream?

and

Figuring your withdrawal rate.

I like the advisor's expression "Rule of Dumb"...
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Old 06-04-2007, 08:32 PM   #2
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Starting out with a draw or $60,000 and at the end of 25 years, drawing $58,000. What am I missing here?
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Old 06-05-2007, 11:45 AM   #3
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I've met Ty Bernicke........NOT IMPRESSED...........

Maybe Kiyosaki and Trump and him can put together the "Holy Trinity" of financial advice............
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Old 06-05-2007, 01:06 PM   #4
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I enjoyed this pearl of wisdom:

Early retirement remains an attainable goal for those willing to live within their means.

As if living within your means is some novel, optional concept for retirement success.

- John
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Old 06-05-2007, 01:11 PM   #5
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And this one kinda pisses me off:

"Not everyone likes retirement, especially sharp, trained professionals," says Rose.

so smart people have nothing better in their lives to do than work. Uh-huh.
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Old 06-05-2007, 01:14 PM   #6
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Originally Posted by runchman View Post
And this one kinda pisses me off:

"Not everyone likes retirement, especially sharp, trained professionals," says Rose.

so smart people have nothing better in their lives to do than work. Uh-huh.
Guess they aren't all that sharp after all...
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Old 06-05-2007, 01:59 PM   #7
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Originally Posted by runchman View Post
I enjoyed this pearl of wisdom:

Early retirement remains an attainable goal for those willing to live within their means.

As if living within your means is some novel, optional concept for retirement success.

- John
Too funny. I realized that, because of the way that I was brought up, that I had never considered living beyond my means as an option. I never realized that I had a choice NOT to go to college too and was surprised when some of my friends in HS didn't.
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Old 06-05-2007, 04:12 PM   #8
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Too funny. I realized that, because of the way that I was brought up, that I had never considered living beyond my means as an option. I never realized that I had a choice NOT to go to college too and was surprised when some of my friends in HS didn't.
I vividly recall my friends around the time of getting out of high school (1982) talking about a post office job where you made $10 an hour. They dreamily said "ten bucks an hour!" as if that was the ultimate attainment and you'd be set for life at that rate. Heading off to engineering college, I had slightly higher expectations.

- John
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Old 06-05-2007, 05:16 PM   #9
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And this one kinda pisses me off:

"Not everyone likes retirement, especially sharp, trained professionals," says Rose.

so smart people have nothing better in their lives to do than work. Uh-huh.
I am not sure it pisses me off, but it points out that some people (probably him included) don't have lives. their self worth is being 'the expert', or the 'fire fighter' or the 'boss'. Take that away from them and they feel worthless. hmmm they could probably better spend their initial years of retirement in therapy ....
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Old 06-05-2007, 05:21 PM   #10
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I am not sure it pisses me off, but it points out that some people (probably him included) don't have lives. their self worth is being 'the expert', or the 'fire fighter' or the 'boss'. Take that away from them and they feel worthless. hmmm they could probably better spend their initial years of retirement in therapy ....
I still prefer them to be known for their occupational-therapy achievements as "single-handedly rescued Social Security & Medicare from insolvency due to their payroll deductions"...
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Old 06-05-2007, 06:05 PM   #11
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I still prefer them to be known for their occupational-therapy achievements as "single-handedly rescued Social Security & Medicare from insolvency due to their payroll deductions"...
ahhhh ...serving a useful purpose in life: sorta runs along the lines of ... even a total failure can be useful ... they can always be used as a bad example
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