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Barrons Retirement Article 9/20/14
Old 09-21-2014, 02:08 AM   #1
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Barrons Retirement Article 9/20/14

Don't Panic! - Barron's

Article covers everything from withdrawal rate strategies to long term care.

Among the most interesting is chart of actual spending by age, showing declining spending throughout one's 60s-80s, then increasing health care expenses for those who live longer.

Nothing too new for most here, but a good overview.
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Old 09-21-2014, 09:27 AM   #2
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Good article. Thanks for posting.
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Old 09-21-2014, 09:42 AM   #3
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Decent article that covers a lot of basics including roth conversions and spending changes based on household types. (Kids leaving the nest, etc.)
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Old 09-21-2014, 11:45 AM   #4
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Can't read it without subscribing
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Old 09-21-2014, 11:49 AM   #5
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Try the trick helpfully linked in this post WSJ on firing your financial advisor
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Old 09-21-2014, 12:28 PM   #6
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Quote:
Originally Posted by VaCollector View Post
Can't read it without subscribing
Let me google that for you
Please excuse the snarkiness...just let it run the macro and click the first link in the results.
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Old 09-21-2014, 01:26 PM   #7
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Originally Posted by VaCollector View Post
Can't read it without subscribing
Very interesting. I clicked right to it and got no hint of paywall or anything. And I am not a subscriber to anything.

An outstanding article, many thanks for posting the link. I recommend that everyone read it even if they have to use a trick to get past a paywall.
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Old 09-21-2014, 01:40 PM   #8
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Clicked on the link and the page loaded up without any issues
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Old 09-21-2014, 02:08 PM   #9
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One point raised in the article that I hadn't thought of before: large medical expenses in your later years that you can offset against income.

It's obviously impossible to time perfectly, but not a bad idea to have some form of assets (I-bonds, long-held ETF, traditional IRA/401(k)) that you can realize income from when you want if you have large deductible medical expenses one year.
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Old 09-21-2014, 07:16 PM   #10
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I am sending this to my BFF who is convinced she is in bad shape. Thanks!
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Old 09-21-2014, 08:07 PM   #11
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Many good points in this article.

Their "spending curve" is proving to be very true for my father who is now 90.
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