Quote:
Originally Posted by Perryinva
Yes on the Roth, but unsure why you would fund tIRA with after tax in retirement when you are at your lowest or final tax rate? Whats the point?
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Well, my part time consulting is still bringing in 6 figures, that plus my taxable accounts keep me out of the lower tax rates.
But not sure that I will continue consulting for much longer.
Still, even without the extra income, as a general rule wouldn't one want to defer taxes for as long as possible and keep the money invested? Any T-IRA contributions would not be touched for 10+ years.