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Old 01-15-2019, 11:50 AM   #101
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Originally Posted by Drake3287 View Post
With millions of dollars now becoming "available" from that Ally bonus special I wonder if anyone including Ally have plans to entice people with a new special program or higher rate? It'll be interesting to see.....
I'm wondering the same thing.
Ally's 14-month Select CD special is holding firm at 2.85% as I write this.
https://www.ally.com/learn/selectcd-14m/
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Old 01-16-2019, 05:50 PM   #102
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Ally may be great for most things. But IRA'a are not one of them.
Transferring out is a nightmare. Just a heads up.
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Old 01-16-2019, 05:57 PM   #103
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I'd love to see a 3.0% minimum 2 year CD show up now for the rest of the $100,000.

2-year 3.03% at FirstIB link

The EWP is 360 days which is a bit stiff.
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Old 01-16-2019, 06:00 PM   #104
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2-year 3.03% at FirstIB link

The EWP is 360 days which is a bit stiff.
Yikes!
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Old 01-16-2019, 06:02 PM   #105
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Ally may be great for most things. But IRA'a are not one of them.
Transferring out is a nightmare. Just a heads up.
Uh Oh. That's not good. I was thinking of transferring out an IRA
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Old 01-16-2019, 06:06 PM   #106
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Upgraded my Ally 11 month no penalty CDs plus took advantage of the special 14 month 2.85% CD offer today.
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Old 01-16-2019, 08:57 PM   #107
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Got notice today that my $500 bonus for opening and keeping the breakable will be credited by February 5th. Opened a Navy Fed 3.25 add-on CD last week and set up the link for the new home for part of the cash.
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Old 01-17-2019, 04:22 AM   #108
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Getting $100.00 at Navy for opening a new IRA. 3.75% 40 month 150K max.
Nothing though for my new 3,25% 17 month 50k max regular CD.
$100.00 not a big deal, but better than nothing...Great rates though..
https://www.navyfederal.org/savings-...save-money.php

Ally 5 yr still at 3.1%. Schwab down to 3.2%. Opened a new IRA at Pen Fed 3.4% 5 yr.
Mountain America Cr union still at 3.51% / for months now...
Pays to shop.
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Old 01-17-2019, 05:45 AM   #109
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Any body use NorthPointe bank 5 year 3.60% ?
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Old 01-17-2019, 05:46 AM   #110
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Any feedback on North Pointe bank 5 year 3.60%? easy to deal with ?
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Old 01-17-2019, 05:57 AM   #111
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Upgraded my Ally 11 month no penalty CDs plus took advantage of the special 14 month 2.85% CD offer today.

I did that too yesterday, while waiting for a better rate that doesn't have a I yr EWP.


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Old 01-17-2019, 06:39 AM   #112
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I did that too yesterday, while waiting for a better rate that doesn't have a I yr EWP.


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The Ally EWPs for up 24 months CDs 60 days seem quite generous. And only 90 days up to 36 months or maybe just under.
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Old 01-17-2019, 09:33 AM   #113
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We made arrangements to open a 17 mo 3.25% CD at Navy Federal for $50. yesterday, after a weeklong process of becoming members. We plan to break a no penalty CD at Ally to fund the remainder of the $50,000 max. Today is the day which the bonus offer stated funds must be retained to, in order to receive the $1,000 offer. Does anyone know if we can remove funds today, or wait until tomorrow? I suppose it makes sense to just wait until tomorrow to push the funds from Ally to NFCU.
I opened one the other day and because I have been an NFCU member for over 25 years, the 3.25% was bumped to 3.45%. Every little bit helps!

Mike
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Old 01-17-2019, 11:18 AM   #114
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Ally online savings boosted to 2.20%.
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Old 01-17-2019, 11:29 AM   #115
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Ally online savings boosted to 2.20%.
Oh - from 2%. That's quite a jump!

I had moved most funds into no penalty CDs to get a higher rate.
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Old 01-17-2019, 11:31 AM   #116
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Oh - from 2%. That's quite a jump!

I had moved most funds into no penalty CDs to get a higher rate.
Yeah me too, but I still keep the yearly withdrawal in the online savings account and move it over monthly as scheduled to BOA for bills.
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Old 01-17-2019, 11:36 AM   #117
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Ally online savings boosted to 2.20%.
About time. They were dropping behind the pack.
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Old 01-17-2019, 11:36 AM   #118
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Yeah me too, but I still keep the yearly withdrawal in the online savings account and move it over monthly as scheduled to BOA for bills.
My annual spending funds are at American Express Bank. Ally is usually trailing them slightly in terms of their high yield rate. My funds at Ally and Synchrony savings and CDs are part of my retirement portfolio.

American Express bank probably won't take long to catch up.
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Old 01-17-2019, 12:05 PM   #119
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I opened one the other day and because I have been an NFCU member for over 25 years, the 3.25% was bumped to 3.45%. Every little bit helps!

Mike
Tell us more! Is the boost for being a 25 yr member a formal policy? I've never heard of that before.
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Old 01-17-2019, 01:41 PM   #120
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Quote:
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Ally online savings boosted to 2.20%.
Quote:
Originally Posted by audreyh1 View Post
Oh - from 2%. That's quite a jump!

I had moved most funds into no penalty CDs to get a higher rate.

Wow, thanks for the heads up! I'm logged on to my Ally account and my dashboard doesn't show the new interest rate yet, just the old 2% rate. But the new 2.2% rate does show up in the Explore Products & Rates section - I guess my dashboard hasn't been updated yet. Or maybe they hate me ...

I was thinking of moving some funds but now I won't bother, unless the NP CDs follow with an interest rate jump of their own. So thanks for saving me some hassle!
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