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Re: Best credit card miles or cash
Old 01-14-2007, 04:22 PM   #41
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Re: Best credit card miles or cash

Quote:
Originally Posted by Helena

I love my Amazon Visa.

The free $25 gift certificates are perfect
for using Amazon's free shipping option...
so you spend nothing on the DVD, CD,
Book, etc... and nothing on the shipping.

You can't beat that price

Are there any catches to the Amazon card?
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Re: Best credit card miles or cash
Old 01-14-2007, 05:22 PM   #42
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Re: Best credit card miles or cash



A vacation cost a lot more than just the airfare.

Of course, if one is going to spend that money
anyway... the extra cost of hotels, rental cars,
restaurants, etc.. doesn't matter.

But if one has alot of air miles crying out to be
used... this sort of reward is expensive.




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Re: Best credit card miles or cash
Old 01-14-2007, 05:35 PM   #43
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Re: Best credit card miles or cash

Actually I find we don't spend anything extra in our efforts to reach the rewards being offered. We never decide to got anywhere just because of the points. We try and use the points to fit in with our plans. For example, if we are going somewhere we will look to see if there are cheap fares on offer, if so we don't use our points. We try to accumulate our points to get to a level where we can have something we would never buy, ie. a first or club class ticket on a long haul flight. This is usually the best value for the $s involved.
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Re: Best credit card miles or cash
Old 01-14-2007, 05:37 PM   #44
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Re: Best credit card miles or cash

Quote:
Originally Posted by clifp

Are there any catches to the Amazon card?

I'm been using mine for years... no catch.

Assuming the rules are the same for
new cardholders, you get points every
time you use the card. Every 2500 points
a gift certificate to use on Amazon.com is
automatically mailed to you. When you spend
at least $25 on Amazon.com you normally
can qualify for free shipping... which means,
unlike those airline miles, it costs nothing
extra to redeem the reward.


For more info go to Amazon.com
type in keyword: rewards
the link to the Amazon Visa
info is at the top of the page.





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Re: Best credit card miles or cash
Old 01-14-2007, 07:45 PM   #45
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Re: Best credit card miles or cash

It has probably been over 10 years ago that I started using cc's that gave cash back rather than air-miles. With flying so much for work it was getting to very hard to use up the air miles. When I retire I will stick to cash back cc's rather than miles back. Another disadvantage of free tickets is that the flights are very restricted, and the departure times are pretty brutal as well.
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Re: Best credit card miles or cash
Old 01-14-2007, 10:10 PM   #46
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Re: Best credit card miles or cash

Just signed up for the Amazon Rewards VISA a few hours ago. 3% @ Amazon, 1% elsewhere, and $30 credited to my Amazon CC the first time I use it!! 0% for the first six months....but that doesn't matter to me, because it'll be paid in full each month.

That $30 credit is nice, because there is something that I've been wanting but didn't want to part with the money....it's something that I would consider a bit frivolous, but with the free shipping I can get it for less than two bucks!!! Man, am I splurging or what!?

So I guess I have to change my order of usage (that I posted earlier somewhere on this board... "debit, credit, or cash....in that order") to Amazon CC, debit, cash....in that order. 8)

(this is the first CC I've applied for in about 9 or 10 years....AND probably the last for several MORE years!!!)
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How to maximize airline miles
Old 01-15-2007, 12:48 AM   #47
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How to maximize airline miles

Some of you may not know about this trick, as many airlines allow it (I know I've done it at least twice on American Airlines).

You can add a second city within the same award. They don't need to be "on the way" to the other city.

As an example, a number of years ago I took the family within the US on a 25,000 mile award per person. We decided to go to Buffalo, NY to see Niagra Falls. Well we had a whole week (8-9 days with weekend). We didn't want to spend that long in Buffalo. Where else do we want to go? We decided on San Antonio, TX. We live in California. So we flew LA-Dallas-Buffalo, spent a few days, then flew Buffalo-Dallas-San Antonio. Finally we flew San Antonio-Dallas-LA. All on a 25,000 mile award.

Last summer my wife and I decided to go on a FF mile vacation while the kids were in camp. We managed to snag availability on a LA-Kauai flight for 35,000 miles. Well 35K miles for LA-Kauai is not a great value in mile usage. We had almost two weeks. Could we add another city? Called AA, answer was yes! So we decided - where haven't we been? We ended up deciding on New York City! So we flew LA-NY, then NY-Kauai via LA, then back to LA, all on a 35K mile award. So we felt we really got value out of our miles.

Downsides: A lot of flying, of course. You need enough time for two destinations. And at the current time the website can't handle multi-city awards (at least on AA), so you need to call and then you get an extra charge for the use of the human. But it's still a great value.
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Re: Best credit card miles or cash
Old 01-16-2007, 02:31 PM   #48
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Re: Best credit card miles or cash


Another take on this issue ...

I hate it when card companies want you to do tricks for them in order to
get your "rewards". Just found out that CapitalOne now requires you call
in to their "rewards program" to get your cashback, instead of just
crediting it to your account as they used to.

Penfed, they just credit it once a month, no fuss no muss. Plus I like the
idea of a card from a credit union instead of one of these bloodsucking banks.
Maybe it ain't quite as good a deal ...

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