Truly a landmark day with my best friend. I have been bugging him for years to set up a budget, track spending, etc. He and his wife have never shown an interest. However, he told me yesterday that they are now tracking spending, paying down debt, etc.
I think him turning 50 in August was a wakeup call. I care about him and his family so I of course am definitely encouraging him......... 
Nice to see another person gets it. He has visited the board but has not signed up yet. I'll give that a hot. Besides, he was trained as an engineer, he'll fit right in.......... 
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Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)
This Thread is USELESS without pics.........:)
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