Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Best National Bank Rewards?
Old 02-08-2014, 10:45 AM   #1
Recycles dryer sheets
Greencheese's Avatar
 
Join Date: Oct 2013
Posts: 261
Best National Bank Rewards?

For the past 20 years I've been using a large regional bank for most of my banking needs. They cash checks and coins, have a nice little savings reward program (save $1,100 over 11 months and get $100 free), and are generally everywhere I need them to be. However now I'm going to be around Texas a good chunk of each year, where this bank isn't exactly at. Are there any national banks with a good rewards program for saving or combo with a credit card? Not looking to get rich but squeezing an extra $100-$150/year for little work is always nice.

I see Bank of America has a CC, the BankAmericard® Better Balance Rewards™ MasterCard® Credit Card where you can get $120 back each year for minimal purchasing if you also have another account with them.

I'm not really looking for a Credit Union as I already use one of those as well for my more "central money holding entity". Is there anything from Chase, Wells Fargo, US Bank, PNC, etc... that would be located fairly nationally and have a nice little bump in savings rewards?
__________________

__________________
Greencheese is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 02-09-2014, 07:51 AM   #2
Recycles dryer sheets
racy's Avatar
 
Join Date: May 2007
Posts: 481
Hi Green,
Have you looked into any online banks? I personally use Ally.
__________________

__________________
The Big Lebowski: Are you employed, sir?
The Dude: Employed?
racy is offline   Reply With Quote
Old 02-09-2014, 09:37 AM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
calmloki's Avatar
 
Join Date: Jan 2007
Location: Independence
Posts: 5,459
Our bank in Oregon, which we have remained faithful to as it changed from Commercial Bank to West Coast Bank to Columbia Bank, doesn't do business in California. We opened accounts with Wells Fargo, which I loath, and Chase, which hasn't pissed me off yet and actually is better in most respects than our historic bank.

Our best and most used institutions are TIAA-Cref, which currently pays 0.4% and is easy to move money around from bank to bank via computer, and Barclays, which pays 0.9%, but is stickier on moving money and has less customer service via phone. The really big advantage with both those institutions is that we can take a picture of a check and deposit it via telephone. Fast and easy, no need to have a brick and mortar branch nearby. If we do need a branch bank (free notary? access folding money?) Chase is ubiquitous, as is Wells Fargo if I can shower after the visit.
__________________
calmloki is offline   Reply With Quote
Old 02-09-2014, 10:03 AM   #4
Recycles dryer sheets
Greencheese's Avatar
 
Join Date: Oct 2013
Posts: 261
Racy - Yes I have looked at Ally but I'm more in need of a B&M bank. Mostly for small things such as handling change and the occasional funny rebate check that an ATM won't take.

Calmloki - I've been looking hard at WFC and Chase, just seeing if maybe any of them have a good rewards credit card or anything. I figure a little free money while avoiding all fees is a great way to "fight the good fight". Bank of America caught my eye a bit but I'm hoping maybe another bank has something to go off of as well
__________________
Greencheese is offline   Reply With Quote
Old 02-09-2014, 10:51 AM   #5
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
calmloki's Avatar
 
Join Date: Jan 2007
Location: Independence
Posts: 5,459
Maybe one of these checking bonus offers from Chase would help:
Where To Get Chase Checking Bonus Codes Without Direct Deposit Requirement for Chase Checking Coupon Codes That Have No Direct Deposit Required

Just posting that link for ease, not connected with or endorsing the site. You could also google "chase 2014 bonus checking".
I did get $125 bonus from Chase when I signed up for a checking account a year or so ago - qualified by having my social security check direct deposited. Chase sometimes has extra perks for having a card and another account.
__________________
calmloki is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
USAA Bank ending debit-card rewards mickeyd FIRE and Money 6 07-09-2011 08:05 PM
Best Mileage / Rewards Cards ferco Life after FIRE 7 02-28-2010 02:37 PM
"CC debt" add on: best card for rewards? tightasadrum FIRE and Money 36 01-08-2009 09:49 PM
Best cash rewards credit card for someone with no credit history? summer2007 FIRE and Money 11 10-16-2007 03:23 AM
Best Credit Card for rewards tednvon FIRE and Money 14 09-09-2005 10:31 PM

 

 
All times are GMT -6. The time now is 09:42 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.