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best online banks
Old 05-09-2009, 01:54 PM   #1
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best online banks

Where is the best online bank this year.
ING has pretty dismal returns of late.

Just a place to park and move to the loacl bank when needed.

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Old 05-09-2009, 04:18 PM   #2
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I guess it depends on what criteria you use to call a bank best. For me, it is WellsFargo because my criteria is free everything including a few hundred free brokerage trades per year on ETFs and Vanguard mutual funds, free ATM transactions even in Asia, Europe, elsewhere, and free everything else. I am not concerned about interest rates because I am putting all my "savings" into Vanguard GNMA fund which is paying about 4% but is not FDIC-insured and surely the share NAV will fluctuate.

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Old 05-09-2009, 04:30 PM   #3
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DollarSavingsDirect (Emigrant Bank) is where our savings account cash has landed. 2%

We have used EmigrantDirect, INGDirect, and HSBCDirect.
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Old 05-10-2009, 05:56 AM   #4
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Bank rates change and I change with them. Try this for current rates and reviews

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Old 05-10-2009, 07:45 AM   #5
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USAA, since for me a lot of what goes into "best" falls outside of who's got the best CD rates at this moment or that moment.
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