Originally Posted by IBWino
Are you assuming no Social Security and no pension?
Yes, I just used the defaults and made the following changes in Advanced FIRECalc:
How much will you spend: change 30 years to 40 years.
How is it invested: use "a mixed portfolio"
Results: set the radio button to "how much you spend each year" and change the search criterion from 95% to 100%.
For your allocation above, FC gives me 4.18%
Since FC doesn't have a "find optimal portfolio" feature, I'm just curious what sort of SWR different allocations support.
FWIW, raddr did a study that showed 45% ScV + 55% commodities could give you a SWR of 7.1%.* *I'm not sure he specified, but I think that was 95% success for 30 years.