Bonds in After-Tax Account

[ocean view]

Where did the tax losses come from?... no mention in post #21.

Sorry for that omission - we have $40k of carryover losses, a gift from our former FA.

Thanks for all of your input. Now I need to get DH comfortable with shifting the investments. He tends to glaze over when I start talking tax.

 

[haha]

Yea, we checked the documentation and it's lump some or rollover only.

Yea, I say lump some and like the rest.

Ha

 

[mathjak107]

bonds are best in a taxable account today . it is silly taking up valuable space in a tax advantaged account like a retirement account with such little interest .

in the mean time putting stocks in a brokerage account wipe out any tax advantage over the long term when they have as little as a 1% distribution .

if you are not in the zero capital gains bracket stocks are better in deferred accounts and bonds in taxable .