BS creep

[teekaymn]

You didn't say what kind of portfolio you have and it's exposure to equity risks. Retiring in 2017 means you will have plenty of time to see which way the equity markets are going.

You might want to consider your current risk profile and what you are targeting for in future years. If you really want to get picky, you could look at FIRECalc sequences that were 5 years from a market low (like now). Do this with the spreadsheet output.

My guess is that 75% of SS is too conservative. But this could be OK if you are not too conservative with every assumption.

Thanks for the tip on the spreadsheet output, Lbscal -- I'm going to take a look at that. Current portfolio is about 70/30.