Join Early Retirement Today
Reply
 
Thread Tools Display Modes
Budget/Savings/Income Spreadsheet
Old 01-26-2006, 09:55 AM   #1
Thinks s/he gets paid by the post
Rustic23's Avatar
 
Join Date: Dec 2005
Location: Lake Livingston, Tx
Posts: 4,203
Budget/Savings/Income Spreadsheet

I have created a spreadsheet that can be used to forecast a budget/income/savings projection for 36 years. It allows for 4 income streams and two savings streams. You input starting figures and it will increase the columns for a selected inflation or savings rate. Each column can be at a different rate, and the 'savings' column can be adjusted each year. i.e. a rising or falling stock market. While I know of some holes in the spreadsheet, for the most part the are on the conservative side. Like taxing all the income at the same rate. I started with net income and no taxes and then went to a semi net witch would only require taking out income tax. Anyway if you email me a jtcspc@houston.rr.com I will send you the file. Feedback here would be appreciated.

Another coment if you have more expense than income it takes it from Checking, if there is no money in Checking it takes it from Savings. This type of savings withdrawal is not taxed. *When in reality it most likely would be.
__________________
If it is after 5:00 when I post I reserve the right to disavow anything I posted.
Rustic23 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Budget/Savings/Income Spreadsheet
Old 01-26-2006, 10:10 AM   #2
Thinks s/he gets paid by the post
BigMoneyJim's Avatar
 
Join Date: Feb 2003
Location: Nomadic in the Rockies
Posts: 2,720
Re: Budget/Savings/Income Spreadsheet

Welcome to the board. We've had an increase in people joining up to post a spam lately, and your message sounds slightly suspicious (since it's your first post and you're offering something via email) so you might get some flak. At first glance I see you registered in early December and have at least spent some time reading. So you sound on the level to me. If I read this right your offering this at no fee and are curious what others think of it.

If the file is smaller than 64k you can attach it to a post by clicking "Additional Options" after the message box when posting.
BigMoneyJim is offline   Reply With Quote
Re: Budget/Savings/Income Spreadsheet
Old 01-26-2006, 11:01 AM   #3
Thinks s/he gets paid by the post
Rustic23's Avatar
 
Join Date: Dec 2005
Location: Lake Livingston, Tx
Posts: 4,203
Re: Budget/Savings/Income Spreadsheet

I tried to attach a zip file. It says you can load with the zip extension. I could load the file with another extension, but that would require people to change the extension before they could unzip it.
__________________
If it is after 5:00 when I post I reserve the right to disavow anything I posted.
Rustic23 is offline   Reply With Quote
Re: Budget/Savings/Income Spreadsheet
Old 01-26-2006, 11:13 AM   #4
Thinks s/he gets paid by the post
Rustic23's Avatar
 
Join Date: Dec 2005
Location: Lake Livingston, Tx
Posts: 4,203
Re: Budget/Savings/Income Spreadsheet

Make that Can't upload zip file.
__________________
If it is after 5:00 when I post I reserve the right to disavow anything I posted.
Rustic23 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Portfolio tracking spreadsheet justin FIRE and Money 8 06-28-2010 04:01 AM
Asset Allocation spreadsheet w/ 35 years data... Cb FIRE and Money 3 05-20-2007 09:01 AM
Spreadsheet for calculating life of retirement assets tlg501 FIRE and Money 2 03-12-2007 12:09 PM
Income portfolio modeling spreadsheet? BD1 FIRE and Money 1 05-29-2006 05:58 AM
budget spreadsheet change 2 Rustic23 FIRE and Money 4 02-13-2006 05:56 PM

» Quick Links

 
All times are GMT -6. The time now is 08:11 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.