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Can we colaborate, e.g, build model portfolio?
Old 04-04-2014, 05:54 PM   #1
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Can we colaborate, e.g, build model portfolio?

There will be many opinions but we may be able with every ones expertise to build a framework with choices, e.g.,

1. Vanguard Fund Picks
2. Rydex: Sectors & Long & short $20k in account no charges except fund mgt fees.
3. A rated banks only - about 2 in each state
4. Emerging markets
5. Wealth safety
6. EFT
7. Stocks
8. Bonds

Could go on and on, however if the investment is too complex may not get
anyone interested unless you walk them through it.

I'll compile all replies into one post and then we can have 2nd round.

I guess no two investors will choose exactly the same investment portfolio.

Disclaimer (needed): This is not investment advise, any subscriber to ER or guest that uses this information is doing so willing and at their own risk. No one participating in this forum shall be responsible for any other persons investments or overall investment performance. Past results are not an indicator of future results.

(Now you know kind of know what I do for living; compliance.)

At min. we can build and track for fun. Thoughts? Been tried before? Not allowed?
Let's start with people interested just posting that.
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Old 04-04-2014, 06:09 PM   #2
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Trivial model portfolio, E% equities and F% fixed income with 100% = E% + F%. Investor picks E% for their need, ability, and willingness to accept risk.

Equities (adds up to 100%):
25% US Total Stock Market Index Fund
25% US small-cap value index fund
25% Int'l Total Stock Market Index Fund
25% Int'l small-cap index fund

Fixed income:
50% US total bond index fund
50% US short-term corporate bond index fund.

Example portfolio with 60:40 equities:fixed income
15% VTI
15% VBR
15% VXUS
15% VSS
20% BND
20% VCSH

Or use mutual funds. Or use another vendor's products. It just won't matter.

Do anything you want or need to around the edges. Market time all you want or buy-hold-rebalance. Have at it.

You might have to pay an advisor $20,000 a year for this portfolio suggestion. You got it here free.

Oh, full disclosure: I own everything mentioned in this post.
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Old 04-04-2014, 06:13 PM   #3
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LOL - thanks - beautiful - you just did it all. Well will see. But great & yes $20k with an advisor is in the ballpark. Now who says good things aren't still free.

Thanks again.

From LOL & important & true: "Or use mutual funds. Or use another vendor's products. It just won't matter."
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Old 04-04-2014, 06:17 PM   #4
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If you want to colaborate, buy some KO.
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Old 04-04-2014, 06:19 PM   #5
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Sorry, "KO"?
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Old 04-04-2014, 06:21 PM   #6
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"Have a Coke and a smile!"
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Old 04-04-2014, 06:24 PM   #7
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So your saying buy Coca Cola stock with smile on our face. Not a bad global company, there are less than about 20 in the world. I work for one: 465,000 employees in 144 countries at last count. It's a compliance blast!

Note: related threads below don't seem to apply. Unless you want to build a house. Others too old.
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Old 04-04-2014, 06:25 PM   #8
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Brewer, Mr. 40, what do you think?
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Old 04-04-2014, 06:25 PM   #9
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You are causing a wave in this forum. How did you stay out just lurking for so long?

- My pun in always intended.
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Old 04-04-2014, 06:28 PM   #10
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Quote:
Originally Posted by WAVE3 View Post
Brewer, Mr. 40, what do you think?
I think you are wasting your time.

I am ~63.X% equities, 2/3 domestic, 1/3 foreign. Mix of ETFs, CEFs, mutual funds and individual equities (I am all about the natural gas these days). Rest of portfolio is some bond funds (closed and open), both domestic and foreign, a pile of CDs and a slug of merger arbitrage funds (MERFX and ARBFX).
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Old 04-04-2014, 06:30 PM   #11
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Hi robnplunder, I'm not really a social media guy. Do it all myself. But this site seems to have quite a few knowledgeable people. Just seeing if it's possible to consolidate and go from there. There it a lot of info on the site, that's ok.

P.S. found this site through RV site, lucky find.

Reread, I guess your Wave reference had to do with my name & EWI
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Old 04-04-2014, 06:32 PM   #12
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Brewer, really, let's not give up w/o trying. You just supplied some great info. And, just may give some people a few small ideas. Not too much of a fan of individual stocks, but could be convinced just have not done research. EFT's, (rydex) CD's, (bank), mutual funds (vanguard) is where I'm at , but ther's always room for improvement.

I guess we have some real pros (you too) out there.

Fracking??
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Old 04-04-2014, 06:39 PM   #13
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He is trying. As is LOL! - you could do a whole lot worse, I think.
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Old 04-04-2014, 06:41 PM   #14
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Absolutely agree with you.

I'm drinking diet coke now!
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Old 04-04-2014, 06:52 PM   #15
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Ok here's one: Please be kind...

1. Vanguard T-bills Admiral fund.
2. A rated FL bank
3, Rydex - a lot here
4. Trading account: S&P mini only $3 round trip
5. Gold & silver (just some, buy junk)
6. Federal Reserve Notes in private vault of-shore (can be converted to other currencies or gold or silver, etc.)
7. 401k - fixed return
8. Pension (now discontinued)

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Old 04-04-2014, 07:02 PM   #16
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Just buy a handful of funds or ETFs.

Take your best girl to the ice cream stand and be patient. Go light on the sugar and use sunscreen.
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Old 04-04-2014, 07:03 PM   #17
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Originally Posted by WAVE3 View Post
6. Federal Reserve Notes in private vault of-shore (can be converted to other currencies or gold or silver, etc.)

WTF?
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Old 04-04-2014, 07:08 PM   #18
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Fracking??

Some time last year it was clear natural gas was at unsustainably low prices. Gluts have a way of being used up and no producer was committing new capital to gas production while every large user of gas you can imagine was opening new plants in the US. It does not take a rocket scientist to figure out what would happen, but the equities were priced as if $2 gas would last forever. It did not and the higher price levels are being priced into the equities. Yee-ha!
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Old 04-04-2014, 07:08 PM   #19
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Brewer, yes alluded too it before. Completely legal just get the IRS paperwork right. Yes, stacks of 100 FRN in a private vault in Switzerland - secure enough. Just kidding, but most people don't know or won't go through the hassle. That $ stays outside US now.
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Old 04-04-2014, 07:12 PM   #20
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Brewer, this is what I mean about portfolio. A lot of advisors will recommend trades they got into in 2011 and already made the big money. You think there is significant growth left, think so? Fyi, there's Federal Law that prohibits the export of natural gas. Something needs to done there or, heck I don't know...
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