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08-04-2015, 06:43 AM
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#1
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Full time employment: Posting here.
Join Date: Jan 2010
Location: dubuque
Posts: 779
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cd in pennsylvania
I was looking at banking my way and saw a cd on their map rated at 4% but couldn't find it. anybody know how to find the place.
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08-04-2015, 12:54 PM
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#2
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Thinks s/he gets paid by the post
Join Date: Aug 2013
Location: Citizen of Texas
Posts: 3,442
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Probably a teaser rate either limited for a very short time (30 to 90 days) and/or amount of money 1k to 10k). If you find a 4% FDIC insured jumbo CD rate good for 3 to 5 years, then please let us know.
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08-04-2015, 03:29 PM
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#3
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Full time employment: Posting here.
Join Date: Jan 2010
Location: dubuque
Posts: 779
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I will let you know and thanks for the reply.
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08-04-2015, 03:41 PM
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#4
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2013
Posts: 8,253
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There was a similar thread a while ago. Same deal it was a teaser add, you had to live in one or two countries in PA. for that one, seemed like I remember other limits too.
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08-04-2015, 06:40 PM
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#5
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Recycles dryer sheets
Join Date: Apr 2013
Posts: 252
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A committed ERer would move for 4% 5 year CD return. I still remember fondly that 3% PenFed CD offer a few Christmases back, I so wish a hundred thousand more was parked there.
Sent from my iPad using Early Retirement Forum
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08-04-2015, 07:04 PM
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#6
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Thinks s/he gets paid by the post
Join Date: Jan 2014
Posts: 1,543
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I found it. It's in Philadelphia. I'm not familiar with cd's. I've just bought my first one. How do you find out all the details about this cd, there's not much information.
Get the best rates on mortgage, home equity loans, CD, money markets and checking accounts | BankingMyWay
American Heritage Federal Credit Union
in Philadelphia, PA
American Heritage Federal Credit Union has a 4 month CD that has an APY of 4.000%.
You'll need a minimum investment of $1000.00.
American Heritage Federal Credit Union only accepts local funds.
This is a special offer and may not last long.
American Heritage Federal Credit Union is insured by either FDIC or NCUA.
Just went on their web site. It is indeed a 4 month cd and the max amount of deposit is only $2000.00
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08-04-2015, 07:41 PM
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#7
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Recycles dryer sheets
Join Date: Aug 2013
Posts: 432
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So, you can make $26 in four months. Teaser.
The sign up bonus on trading sites is much better.
I'm looking for longer term investments
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08-05-2015, 02:38 PM
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#8
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Thinks s/he gets paid by the post
Join Date: Mar 2010
Location: Chicago
Posts: 1,052
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 Quote:
Originally Posted by Rothman
A committed ERer would move for 4% 5 year CD return. I still remember fondly that 3% PenFed CD offer a few Christmases back, I so wish a hundred thousand more was parked there.
Sent from my iPad using Early Retirement Forum
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Yeah, that PenFed CD had me moving 95% of my bond allocation there. You still can't find a 5yr CD paying more than a little over 2%.
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08-05-2015, 06:41 PM
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#9
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Thinks s/he gets paid by the post
Join Date: Jul 2008
Location: Leeward Oahu
Posts: 3,641
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Makes me long for the days of the free toaster with your 1 year 6% CD (min. $500.) YMMV
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Anything which can be used can be misused. Anything which can be misused will be.
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08-06-2015, 06:25 PM
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#10
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Thinks s/he gets paid by the post
Join Date: Jul 2007
Posts: 1,109
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Quote:
Originally Posted by Koolau
Makes me long for the days of the free toaster with your 1 year 6% CD (min. $500.) YMMV
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Now it takes all of a person's interest to buy the toaster. LOL
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08-07-2015, 06:18 AM
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#11
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Full time employment: Posting here.
Join Date: Jan 2010
Location: dubuque
Posts: 779
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sooner or later they will raise the short term rates. I just hope a lot of savers don't go broke before the increase.
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