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Warning: I've had my fill of Countrywide. Although they offer great CD rates, when it's time to collect your money after a CD matures, they won't give you the money immediately; they make you wait at least a week till they send the check.
Of course, waiting for the money means you can't earn on it, effectively lowering the real interest rate, and it means they have an extra week to earn for themselves.
I see no reason why they can't cut a check upon maturity and hand it over immediately. My CU puts monies right back into my account at maturity; I don't have to show up to direct them to do something.
Anyone else feel the same way?
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