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Citadel 2% 2 Year CD
Old 07-13-2015, 02:14 PM   #1
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Henry Lili's Avatar
Join Date: Oct 2009
Posts: 57
Citadel 2% 2 Year CD

I found this on-line on Friday and made my move (also an ad in Sunday's paper).

2% CD for 24 months, early withdraw penalty just 3 months of interest.

It may be geographically limited. It's a Philadelphia based credit union with branches in the Philly burbs.

Happy Hunting

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Old 07-13-2015, 06:24 PM   #2
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Join Date: Jul 2014
Posts: 153
From the site:

You can bank with us if you live, work, worship, or study in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties, or the city of Lancaster, PA. You can also become a Citadel customer if a member of your family or household is already a customer, no matter where you live.

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Old 07-15-2015, 01:29 PM   #3
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Join Date: Aug 2013
Posts: 240
Close, but I guess I'm not eligible. As a promo rate, they aren't likely to keep me as a customer anyway.

For now, I'm sticking with brokered CDs, which edge out most direct CDs right now.
Bit easier than opening new bank accounts too.

1yr: .9%
2yr: 1.38%
3yr: 1.79%
4yr: 2.2%
5yr: 2.47%
6yr: 2.7%
7yr: 2.85%
8yr: 2.92%
9yr: 3.25%

I may make or lose money for early withdraw, but, I just plan to hold them to maturity.
43 and FIREd.
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