Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Clark Howard's allocation
Old 03-29-2014, 04:07 PM   #1
Recycles dryer sheets
Join Date: Mar 2014
Location: Islands
Posts: 309
Clark Howard's allocation

Many may be familiar with Clark Howard. If not he is a consumer advocate who hosts a talk show based in the Atlanta area. I believe he is now on HLN as well. Pretty savvy guy.

I found on his website his asset allocation:
50% stocks, 50% bonds
40% US, 60% international - stocks

total stock market, small cap, international index, emerging markets, high-yield tax exempt, long-term tax exempt, intermediate-term tax exempt, short-term tax exempt

I do plan to move away from my paid FA and take it over. I did my own investing for years so feel pretty comfortable. I am well aware of VG, Schwab, Fidelity.

When I FIRE in 2 years, I will be in my mid-40s. I do not want to become overly conservative so I am considering 60% stocks, 40% bonds. I will likely invest in Wellington and Wellesley as I like their mix. Will add international index also....not sure how much...10%? More?

With the bond funds I am concerned that in the low-rate environment that rates WILL go up and share price will drop. So not sure about investing in the short, int, or long term bond funds. Thoughts on duration?


Travelwanted is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 03-29-2014, 04:11 PM   #2
Thinks s/he gets paid by the post
David1961's Avatar
Join Date: Jul 2007
Posts: 1,010
I'd stick with short term bonds. Their share prices will not (or should not) go down as much when rates rise.

David1961 is offline   Reply With Quote
Old 04-01-2014, 12:13 PM   #3
Recycles dryer sheets
GTFan's Avatar
Join Date: Apr 2013
Location: Atlanta
Posts: 363
Wow, there's no way I'd go that high with international given historical returns but Clark is worth many millions anyway so I'm sure it doesn't matter all that much.
GTFan is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Dick Clark passed away MichaelB Other topics 23 04-19-2012 01:42 PM
Clark Howard/Early Retirement ferco FIRE and Money 13 06-25-2007 09:18 PM
What would Clark Howard say about this Hawaii deal? Leonidas FIRE and Money 8 05-30-2006 01:28 PM


All times are GMT -6. The time now is 02:17 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.