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Congrats to Our Own Ultimate Cheapskate
03-17-2009, 12:55 PM
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#1
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2006
Posts: 12,880
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Congrats to Our Own Ultimate Cheapskate
Our own Jeff Yeager has a nice article on the main page off cnn.com:
Cheapskate has tips for saving $20,000 a year - CNN.com
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Al
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03-17-2009, 01:48 PM
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#2
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Recycles dryer sheets
Join Date: Feb 2007
Posts: 310
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Al what is jeff's forum name? I can't guess I mean there are soooo many cheapskates here!
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03-17-2009, 02:25 PM
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#3
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2006
Posts: 12,880
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__________________
Al
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03-17-2009, 03:36 PM
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#4
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Thinks s/he gets paid by the post
Join Date: Jan 2006
Posts: 1,645
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Interesting. My cell bill is $38 a month and we don't generally eat out. If we do, its a cheaper chain restaurant (like the 99s) or chinese take out. An occasional McDonalds happy meal.
I could definately get rid of one of the cars, and have been thinking about it. Trouble is, the market is so bad I'd have to sell for cheap money.
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03-17-2009, 03:46 PM
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#5
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Thinks s/he gets paid by the post
Join Date: Sep 2006
Posts: 2,844
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But then what do I really know?
https://www.early-retirement.org/forums/f44/why-i-believe-we-are-about-to-embark-on-a-historic-bull-market-run-101268.html
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03-17-2009, 04:50 PM
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#6
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Full time employment: Posting here.
Join Date: Jan 2008
Posts: 649
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"There is no dignity quite so impressive, and no independence quite so important, as living within your means." Calvin Coolidge
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03-17-2009, 05:18 PM
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#7
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Thinks s/he gets paid by the post
Join Date: Nov 2005
Location: North of Montana
Posts: 2,769
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Quote:
Originally Posted by Bimmerbill
Interesting. My cell bill is $38 a month
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Mine is zero, and not because I'm cheap. I just don't want to be at anyone's beck and call. My time belongs to me now.
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There are two kinds of people in the world: those who can extrapolate conclusions from insufficient data and ..
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03-17-2009, 06:02 PM
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#8
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Moderator Emeritus
Join Date: Dec 2002
Location: Oahu
Posts: 26,860
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Quote:
Originally Posted by kumquat
Mine is zero, and not because I'm cheap. I just don't want to be at anyone's beck and call. My time belongs to me now.
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Here, let me give you the reaction that the rest of the forum gives me when I reveal my cell-phone lifestyle choice:
Get with the 21st century, you freakin' Luddite.
There, I just saved the rest of you guys the effort...
__________________
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Co-author (with my daughter) of “Raising Your Money-Savvy Family For Next Generation Financial Independence.”
Author of the book written on E-R.org: "The Military Guide to Financial Independence and Retirement."
I don't spend much time here— please send a PM.
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03-17-2009, 06:33 PM
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#9
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
Posts: 9,072
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Quote:
Originally Posted by kumquat
Mine is zero, and not because I'm cheap. I just don't want to be at anyone's beck and call. My time belongs to me now.
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I played golf today with 3 other retirees. One did not carry a cell phone, another had one and made one call, and the third got at least 10 calls during the round. I don't get being retired and having 3-4 hours of entertainment ruined by a crap cell phone.
I have one but keep it turned off. I check to see if I have any messages after nine holes. We are retired guys, enjoy the freedom.
__________________
Retired 3/31/2007@52
Investing style: Full time wuss.
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03-17-2009, 07:13 PM
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#10
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Gone but not forgotten
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 11,447
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I'd rather ditch my land line then my cell phone since the free long distance calls save me a bundle . I can talk to my daughter daily for free and hear my grandsons first words .By the way nice article Cheapskate !
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03-17-2009, 07:15 PM
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#11
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Thinks s/he gets paid by the post
Join Date: Dec 2007
Posts: 4,764
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Quote:
Originally Posted by Moemg
I'd rather ditch my land line then my cell phone since the free long distance calls save me a bundle . I can talk to my daughter daily for free and hear my grandsons first words .By the way nice article Cheapskate !
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Yeah soon as our deal with Comcast runs out. We will let our land line go. Im not real worried about the 911 issues.
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03-17-2009, 07:28 PM
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#12
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2005
Location: Chicago
Posts: 13,186
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Quote:
Originally Posted by kumquat
Mine is zero, and not because I'm cheap. I just don't want to be at anyone's beck and call. My time belongs to me now.
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I assume you also have no land line. Otherwise, you'll still totally a puppet on a string!
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"I wasn't born blue blood. I was born blue-collar." John Wort Hannam
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03-17-2009, 09:16 PM
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#13
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2008
Location: No fixed abode
Posts: 8,765
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Quote:
Originally Posted by Nords
Here, let me give you the reaction that the rest of the forum gives me when I reveal my cell-phone lifestyle choice:
Get with the 21st century, you freakin' Luddite.
There, I just saved the rest of you guys the effort...
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A few years ago when we were driving in the car I was telling my DW and DD about how some of the guys in the video test lab called me the team luddite. DD said "does luddite mean cheap"?
__________________
"Good judgment comes from experience. Experience comes from bad judgement." - Anonymous (not Will Rogers or Sam Clemens)
DW and I - FIREd at 50 (7/06), living off assets
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03-17-2009, 11:22 PM
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#14
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Thinks s/he gets paid by the post
Join Date: Nov 2005
Location: North of Montana
Posts: 2,769
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Quote:
Originally Posted by youbet
I assume you also have no land line. Otherwise, you'll still totally a puppet on a string!
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The land line only commands me when I'm near it.
__________________
There are two kinds of people in the world: those who can extrapolate conclusions from insufficient data and ..
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03-18-2009, 02:40 AM
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#15
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2005
Posts: 6,192
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i always found my cell phone one of those things i just dont need, that is until i need it.... then its indespensible
kind of like the saying nothings ever a problem--until its a problem
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03-18-2009, 04:35 AM
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#16
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Dryer sheet aficionado
Join Date: Mar 2009
Location: Chippewa Falls, Wisconsin
Posts: 31
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Interesting. Per usual I got nothing out of the little article on saving $20,000 a year. We don't eat out at all because it's unhealthy, cell phone at $38 a month, 3 cars paid for and total full coverage insurance at $600 a year, and we buy our clothes at Goodwill. We're both happy as a clam and plan on raising chickens in our backyard and planting our garden for the fun and healthiness of controlling our food supply a bit.
And here I could have written a book and made money on the obvious!! Oh, well.
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03-18-2009, 06:09 AM
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#17
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2007
Location: New Orleans
Posts: 47,500
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I think Jeff made some really good points.
What I got from the article is that LBYM doesn't have to mean sacrifice and going without, if you approach it from the point of view of being happy with less stuff. This is exactly how I feel about it, and I strive to un-link my happiness from how much stuff I can buy. I still have a long way to go in that (with a weakness for antiques, art, and my Wii), but I am making progress. I think that wanting less is a real key to happiness.
Thoreau really had that part mastered (see the quote in my signature line).
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
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03-18-2009, 06:14 AM
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#18
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Moderator
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 25,340
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Just stuff we've been doing for decades. Spend on necessities first, what's left over is for fun stuff. "What's left over" may be enough for a 'round the world cruise or a walk in a local park depending on one's circumstances.
It's just about making conscious, rational decisions about what is important and what is not.
But don't make oneself a slave to the credit industry for the sake of immediate gratification.
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When I was a kid I wanted to be older. This is not what I expected.
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03-18-2009, 06:20 AM
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#19
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Full time employment: Posting here.
Join Date: Apr 2006
Posts: 816
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We have both the land line and cell.
The cell is pre-paid T-mobile that cost us each $10 bucks per year since we are not heavy users and roll over the minutes. This has been discussed extensively on the board.
We keep them because we have elderly and disabled relatives that we keep and eye on and they can easily get a hold of us using the cell phones.
We keep the land line because our security system is connected to it.
If there is one thing I would like to get rid of is cable TV. We seldom watch anymore. It is bundled with our Internet and phone however.
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A todos los amantes del mundo. No importa el color de su piel, la pasion es universal.
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La tavola e il letto non hanno restrizioni.
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Any day your on this side of the grass is a good day.
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03-18-2009, 09:05 AM
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#20
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2006
Posts: 12,880
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Quote:
Get with the 21st century, you freakin' Luddite.
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And it's time to ditch the rotary dial telephones, too!
__________________
Al
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