Re: Converted To Vanguard Admiral
What took 20 minutes? I did a couple and it took me about a minute per fund. It'll take a couple of days for them to conclude the transaction, although I think the post date will be effective the day you did the conversion if you did it early in the day, effective the next business day otherwise.
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.