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Corus Bank Update (10/11) 12 months 4.48% APY
Old 10-11-2005, 03:52 PM   #1
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Corus Bank Update (10/11) 12 months 4.48% APY

12 months 4.48% APY
6 months 4.24% APY

Squeeze a little more interest out of your short term money.

http://www.corusbank.com/
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Re: Corus Bank Update (10/11) 12 months 4.48% APY
Old 10-11-2005, 05:53 PM   #2
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Re: Corus Bank Update (10/11) 12 months 4.48% APY

The fed will continue raising rates. Don't lock in yet. Wait until January at least.
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Re: Corus Bank Update (10/11) 12 months 4.48% APY
Old 10-11-2005, 07:19 PM   #3
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Re: Corus Bank Update (10/11) 12 months 4.48% APY

for what it's worth, a local credit union in WI is offering 4.75% for 12 mo CD. The catch is that you have to have an active checking acct. with them..

-m


http://www.communityfirstcu.org/rate...sitrates2.html
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Re: Corus Bank Update (10/11) 12 months 4.48% APY
Old 10-11-2005, 07:54 PM   #4
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Re: Corus Bank Update (10/11) 12 months 4.48% APY

Quote:
Originally Posted by pbrane
for what it's worth, a local credit union in WI is offering 4.75% for 12 mo CD. The catch is that you have to have an active checking acct. with them..

-m


http://www.communityfirstcu.org/rate...sitrates2.html
My local credit union was offering 7% APR for 70 days. You also needed an active account, but not rely a big deal. I think you could open for a buck. Anyway, I passed on it because of no FDIC insurance.

JG
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Re: Corus Bank Update (10/11) 12 months 4.48% APY
Old 10-11-2005, 09:51 PM   #5
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Re: Corus Bank Update (10/11) 12 months 4.48% APY

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Originally Posted by MRGALT2U
My local credit union was offering 7% APR for 70 days. You also needed an active account, but not rely a big deal. I think you could open for a buck. Anyway, I passed on it because of no FDIC insurance.

JG
If they are a CU, they are insurance by NCUA upto $100k which is the equavelent of FDIC for CUs.
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Re: Corus Bank Update (10/11) 12 months 4.48% APY
Old 10-12-2005, 05:44 AM   #6
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Re: Corus Bank Update (10/11) 12 months 4.48% APY

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Originally Posted by MJ
If they are a CU, they are insurance by NCUA upto $100k which is the equavelent of FDIC for CUs.
Yeah, but it ain't the US government. This is money I absolutely can't afford to lose.

JG
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Re: Corus Bank Update (10/11) 12 months 4.48% APY
Old 10-12-2005, 07:23 AM   #7
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Re: Corus Bank Update (10/11) 12 months 4.48% APY

Quote:
Originally Posted by MRGALT2U
Yeah, but it ain't the US government.* This is money I absolutely can't afford to lose.

JG
JG, I assume this is credit card spread lending money, right? Just curious: does the change in the BK law reduce your enthusiasm for that game at all? I definately have a smaller appetite for debt, especially unsecured debt, given the changes in the law.
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Re: Corus Bank Update (10/11) 12 months 4.48% APY
Old 10-12-2005, 07:28 AM   #8
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Re: Corus Bank Update (10/11) 12 months 4.48% APY

Quote:
Originally Posted by MRGALT2U
Yeah, but it ain't the US government. This is money I absolutely can't afford to lose.

JG
FDIC and NCUA are both independent federal agencies so based on your statement, I guess FDIC ain't the US government either. I hope you're keeping all that CC borrowed money under your mattress where it is 100% safe except from thieves. It can still collect 100% dust there.

http://ncua.gov/index.html
http://www.fdic.gov/index.html

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Re: Corus Bank Update (10/11) 12 months 4.48% APY
Old 10-12-2005, 08:33 AM   #9
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Re: Corus Bank Update (10/11) 12 months 4.48% APY

Quote:
Originally Posted by MJ
If they are a CU, they are insurance by NCUA upto $100k which is the equavelent of FDIC for CUs.
Only some credit unions are insured by the NCUA. Others claim to have private insurance, e.g., ASI (American Share Insurance).
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Re: Corus Bank Update (10/11) 12 months 4.48% APY
Old 10-12-2005, 08:41 AM   #10
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Re: Corus Bank Update (10/11) 12 months 4.48% APY

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Originally Posted by template
Only some credit unions are insured by the NCUA. Others claim to have private insurance, e.g., ASI (American Share Insurance).
I should have said, since it's a CU, it is "probably" insured by NCUA.
Same applies to banks, as not all are insured by FDIC.
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