Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Couple of good market days - would like to sell and reallocate a bit
Old 10-30-2014, 02:04 PM   #1
Recycles dryer sheets
 
Join Date: Jul 2009
Posts: 296
Couple of good market days - would like to sell and reallocate a bit

So, my megacorp 401K is a bit overloaded with equities - in particular, Emerging Markets, US Large Cap and US Small Cap.

I was considering rebalancing to a Treasuries fund this afternoon ...

Would appreciate comments!!

George
__________________

__________________
stephenson is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Couple of up days and need to reallocate - options?
Old 10-30-2014, 02:31 PM   #2
Recycles dryer sheets
 
Join Date: Jul 2009
Posts: 296
Couple of up days and need to reallocate - options?

So, my megacorp 401K is a bit overloaded with equities - in particular, Emerging Markets, US Large Cap and US Small Cap.

I was considering rebalancing to a Treasuries fund this afternoon ...which of the three categories would be best to reduce given they are all over my AA about the same amount.

Would appreciate comments!!

George

PS - this is dupe from individual stock picking, but wanted to get some inputs.
__________________

__________________
stephenson is offline   Reply With Quote
Old 10-30-2014, 02:48 PM   #3
Thinks s/he gets paid by the post
 
Join Date: Jul 2005
Posts: 3,862
I'd return them all to the target allocation. But I'd wait for the allocations to cross a threshold, or for the normal rebalance date. You don't usually want to rebalance too soon, though if there are no costs involved it's probably not a big deal.
__________________
Animorph is offline   Reply With Quote
Old 10-30-2014, 02:58 PM   #4
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 8,626
Since there are no tax consequences in a 401(k), why not reduce them all?

I guess that since you did not mentioned large-cap developed foreign markets that you have that in another account? Otherwise, that's the one that I would be rebalancing into. See the LOL!'s market timing thread.
__________________
LOL! is offline   Reply With Quote
Old 10-30-2014, 02:58 PM   #5
Recycles dryer sheets
 
Join Date: Jul 2009
Posts: 296
Hi Animorph,

I haven't been as analytical about AA as I should be ...I'll get better!

Decided to pull some from US Large Cap and Emerging Markets and put in the Treasuries fund.

Getting to about 5 years out from calling it quits so I need to get a lot more thoughtful about this :-)
__________________
stephenson is offline   Reply With Quote
Old 10-30-2014, 03:00 PM   #6
Recycles dryer sheets
 
Join Date: Jul 2009
Posts: 296
LOL!

Thanks ... I don't really have an AA process or baseline right now ... will need to get a lot more analytical and soon!!!
__________________
stephenson is offline   Reply With Quote
Old 10-31-2014, 11:54 AM   #7
Recycles dryer sheets
 
Join Date: Jul 2013
Posts: 389
Quote:
Originally Posted by stephenson View Post
will need to get a lot more analytical and soon!!!
I think that would be a good idea. Changing your AA isn't something you should do according to your gut.

Write an IPS. Create rules for when to rebalance.
__________________

__________________
mrfeh is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Couple of good market days - would like to sell and reallocate a bit stephenson Stock Picking and Market Strategy 2 10-30-2014 02:58 PM
Had a couple of interviews, need advice mikecan Hi, I am... 11 03-26-2014 06:36 PM
Canada - 5 year fixed, rate drop coming in next couple days? schmidtjas FIRE and Money 2 04-27-2009 06:54 AM
A couple stocks out, a couple ones in... Art G Stock Picking and Market Strategy 0 02-11-2008 09:03 AM

 

 
All times are GMT -6. The time now is 04:13 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.