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Cr Rpt - worth changing?
Old 03-11-2008, 08:56 AM   #1
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Cr Rpt - worth changing?

I pulled my cr rpt from Experian today and noticed that my birth date is off a yr. Is it worth disputing to get it changed? I think it's right at the other 2 agencies.

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Old 03-11-2008, 12:22 PM   #2
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Yes, I would change it. You should just have to fill out an online form and they'll take care of it. Shouldn't be too time consuming.

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Old 03-11-2008, 12:53 PM   #3
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I just got off the phone with TransUnion to dispute an erroneous item on my credit report. While I couldn't complete the change on line for some reason, it only took about a minute to resolve it with the rep on the phone. So, it's not too tough to deal with.
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Old 03-11-2008, 06:02 PM   #4
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Yes, change it. The error may compound itself.

Then again, if you're never going to apply for credit again it probably doesn't matter.
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