I have only two cards. One a fairly low limit, and the other a fairly high limit. My original plan was to use the low limit card as an emergency card. After having the high limit card cloned, replaced for Target, replaced for Home depot, I changed my plan.
I put all my recurring charges on the low limit card. Utilities, Phone, etc. Things that are paid periodically. Everything else goes on the big card. Now when, and if the primary card is cloned, I don't have to go back to Dish, Amazon and the rest of regular payments.
If it is after 5:00 when I post I reserve the right to disavow anything I posted.