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Re: Credit Cards, Debt, and Bankruptcy
Old 03-17-2005, 12:21 PM   #61
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Re: Credit Cards, Debt, and Bankruptcy

Quote:
Despite what we all say or think here, politics marches on.
News on the bankruptcy reform bill as of yesterday:

The House Judiciary Committee in a bipartisan vote
today approved the Senate-passed bankruptcy reform legislation, S. 256,
without amendment. The Committee defeated all 18 amendments considered;
S. 256 then was approved by a 22-to-13 margin by the Committee. S. 256
now moves to the House floor, where it will be considered in early
April. If, as expected, no amendments are made, S. 256 will then be sent
to President Bush for his signature. "

Well I'll be, GWB won again. That stupid, swaggering, ignorant cowboy just keeps winning? How can that be? And it was a bipartisan vote, at that? Hmmm. Them libs must not be sticking to their principles.
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Re: Credit Cards, Debt, and Bankruptcy
Old 03-17-2005, 12:38 PM   #62
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Re: Credit Cards, Debt, and Bankruptcy

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That stupid, swaggering, ignorant cowboy
I think you just hit the nail on the head. He's a wealthy, Connecticut born and raised Yalie whose family hails from Maine.

Given the basic spin thats been put on who he is, how about the rest of the spin? How do you value votes people make who dont even know who or what they're voting for?
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Re: Credit Cards, Debt, and Bankruptcy
Old 03-19-2005, 01:52 PM   #63
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Re: Credit Cards, Debt, and Bankruptcy

Quote:

I think you just hit the nail on the head. He's a wealthy, Connecticut born and raised Yalie whose family hails from Maine.

Given the basic spin thats been put on who he is, how about the rest of the spin? How do you value votes people make who dont even know who or what they're voting for?
An interesting aside. Bush lost his first race in Texas because he was painted as a Yalie Yankee. To win in the south, he had to change his image. His accent and speech, likely including "nucular," is an affectation.
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Re: Credit Cards, Debt, and Bankruptcy
Old 03-20-2005, 04:57 AM   #64
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Re: Credit Cards, Debt, and Bankruptcy

Wow! I just got around to reading this entire thread.
Some outstanding stuff. When "th" gets away from pancakes and such he shows some real insight, and
seldom waffles

One thing I need to clarify though. "W" is not and never has been a "conservative". I cringe when people
call him that. He may look conservative when compared
to Hillary, Schumer, Kennedy, Kerry, et al. But, he is not the real deal. The real deal doesn't exist any more.
Republicrats! That's what you have now. Deal with it.

JG
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Re: Credit Cards, Debt, and Bankruptcy
Old 03-20-2005, 11:19 AM   #65
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Re: Credit Cards, Debt, and Bankruptcy

[quote]

AUGH!!!!!
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Re: Credit Cards, Debt, and Bankruptcy
Old 03-20-2005, 05:37 PM   #66
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Re: Credit Cards, Debt, and Bankruptcy

While this thread is already back at the top I thought I'd update that I decided to pay off that 0% deal I was late on. From reading the 0% offer it sounded like they might retroactively reinstate the 22% or so interest. They didn't put it on my last statement when I was already late; I thought about calling them but decided I don't trust these people anyway so I just paid up.

BMJ is back to $0 accounts payable and will avoid such deals until he grows up. And I'll have to remember to check in 15 months to see if they decide to retroactively apply the past two months' interest then. Wouldn't surprise me.
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Re: Credit Cards, Debt, and Bankruptcy
Old 03-21-2005, 05:23 AM   #67
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Re: Credit Cards, Debt, and Bankruptcy

Quote:
While this thread is already back at the top I thought I'd update that I decided to pay off that 0% deal I was late on. From reading the 0% offer it sounded like they might retroactively reinstate the 22% or so interest. They didn't put it on my last statement when I was already late; I thought about calling them but decided I don't trust these people anyway so I just paid up.

BMJ is back to $0 accounts payable and will avoid such deals until he grows up. And I'll have to remember to check in 15 months to see if they decide to retroactively apply the past two months' interest then. Wouldn't surprise me.

How about paying off the entire balance and asking them to cancel the card? It probably will make it hard to bill you 15 months from now for interest.
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Re: Credit Cards, Debt, and Bankruptcy
Old 03-21-2005, 05:53 AM   #68
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Re: Credit Cards, Debt, and Bankruptcy

GD-ER, I suppose I could call them, but for $35 I'm not sure it's worth the trouble. I hate dealing with those people. Besides, it's not my first time late with them...been a while since the last, though.

Martha, actually that's probably what I should do. If I've already decided on no more 0% deals, and this is a store card anyway, then there's not much reason to keep it. Guess I'd have to call them to cancel it.

<sigh> I guess I need to call some credit bozos. I'll make a day of it and finally cancel my hated Discover Card I've kept locked up and unused for over 3 years. They still send me checks which I promptly shred. I really hate talking to these people.
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Re: Credit Cards, Debt, and Bankruptcy
Old 03-21-2005, 07:25 AM   #69
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Re: Credit Cards, Debt, and Bankruptcy

Hi BMJ. No advice, but good luck with it.

Unlike most "normal" people, I love to negotiate stuff,
probably because I usually come out on top. This is not
necessarily due to my superior brain I got when I visited
the Emerald City, but rather my natural tendency to be
confrontational. Like I said before, when I was young
I enjoyed a good fight (not so much now). But with a
CC company I would show no mercy. I have nothing
against them, it's just that they are holding an unsecured loan and you are holding the money. I think it's
pretty clear who has the upper hand.

JG
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