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Credit limit raise
Old 02-24-2010, 10:07 PM   #1
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Credit limit raise

Has anyone heard of Creditkarma.com? Is it of any use?
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Old 02-24-2010, 10:09 PM   #2
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Huzzaa! A sign that the economy is recovering!

Seriously, this is only a (small, marginal) benefit to your credit. So long as it does not tempt you to spend more, let them raise the limit all they like. Get on with the business of life.
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Old 02-24-2010, 10:43 PM   #3
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Quote:
Originally Posted by glinka View Post
Has anyone heard of Creditkarma.com? Is it of any use?
We had a discussion about this last summer http://www.early-retirement.org/forums/f28/free-credit-score-from-wsj-article-44676-3.html

Yes, it can be useful.

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Old 02-25-2010, 10:21 AM   #4
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I've been getting my credit score there since reading about it here back when - no problems, no issues. Getting a PenFed refi and got my credit report - to check on some items I pulled my FREE credit report from one of the three agencies - it was actually higher than Credit karma suggested my score would be.

Everyone is entitled to a free report once/year from each of the three agencies. I suggest getting the report by mail after screwing up trying to read one online. The mail version was here within a few days. From the FTC: The Federal Trade Commission's Information on Free Annual Credit Reports
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