At about 2%, mine isn't even covering (my) inflation. However, I do like the (forgive the expression) stability of it (the nominal value never drops). Right now, it is beating the pants off most fixed income investments that have any guarantees. Since I have structured my WDR to be relatively low (much less than 4%) I don't worry too much about the Stab Val being in a long-term slump. I think it will eventually begin to produce again when interest rates finally rise. In the past, it has typically beaten inflation. I guess we will see. YMMV
Ko'olau's Law -
Anything which can be used can be misused. Anything which can be misused will be.