Originally Posted by utrecht
Being set to retire...... I'm trying to find some comparison between my portfolio and Vanguard Wellington fund as far as total performance and total risk....
In 2012, (as a CSRS Employee) I cashed out 2 of my mutual funds and transferred it into the VCP and did a VCP to ROTH IRA Rollover (150K), which has gone into the Vanguard Wellesley account. Safe and Stable. Being CSRS, I consider my CSRS income as basically a "Bond Fund" (my take home pay is 43% more per month than my take home pay while working). So, I decided to take 60K out of my ING (now Capitol One 360) and move it to the Wellington Fund. I think pretty soon, I'll move the taxable Wellington fund into the Windsor type funds and move the Wellesley Roth IRA into a Wellington ROTH IRA.
I like the Wellington and Wellesley funds for different reasons, but I've been retired since age 57, am currently 59, and the majority of my funds are in the TSP C Fund (S & P 500)
Wellesley or Wellington, IMO, is a kind of "Set it and forget it" type fund. I like that. If it gets 8% instead of 9% ? Well, if 1% makes that much difference, so be it. Not for me. I just watch from the sidelines. For now.