summer2007
Recycles dryer sheets
- Joined
- Jul 14, 2007
- Messages
- 346
I deposit savings bonds and personal checks at my local bank.
It has taken me as long as 45 minutes...no joke to cash in 2 bonds worth $200 total. And some of the times I would cash them in and it would take like 30 minutes then I get home and I have a message on my answering machine saying that I have to come back up and sign more stuff or they will not deposit my bonds! This has happened twice in the last 4 months.
I have had an account with my local bank for about 30 years now. But the lifespan of a teller there is maybe on average 3 months...some I have only seen once. So I have to go through the whole process of xeroxing my drivers license and the whole hassle nearly every time I cash stuff in.
Anyone that is nice and competent gets out of there ASAP it seems!
I get small checks from people for doing work for them and I end up waiting and waiting to deposit it and often I deal with some teller that is just nasty to me and I loose another 20 minutes or more standing around the bank.
Sometimes get a nice lady that is competent and gets everything done correctly and quickly.
But more times than not I deal with someone that makes a total disaster out of the bonds or I end up waiting around to cash in a small check for way longer than I would like to.
Just wondering if I'm missing a better way of depositing bonds or checks into a checking account?
Jim
It has taken me as long as 45 minutes...no joke to cash in 2 bonds worth $200 total. And some of the times I would cash them in and it would take like 30 minutes then I get home and I have a message on my answering machine saying that I have to come back up and sign more stuff or they will not deposit my bonds! This has happened twice in the last 4 months.
I have had an account with my local bank for about 30 years now. But the lifespan of a teller there is maybe on average 3 months...some I have only seen once. So I have to go through the whole process of xeroxing my drivers license and the whole hassle nearly every time I cash stuff in.
Anyone that is nice and competent gets out of there ASAP it seems!
I get small checks from people for doing work for them and I end up waiting and waiting to deposit it and often I deal with some teller that is just nasty to me and I loose another 20 minutes or more standing around the bank.
Sometimes get a nice lady that is competent and gets everything done correctly and quickly.
But more times than not I deal with someone that makes a total disaster out of the bonds or I end up waiting around to cash in a small check for way longer than I would like to.
Just wondering if I'm missing a better way of depositing bonds or checks into a checking account?
Jim