Inspired by Bikerdude post.
So you have done your research. Using various calculators, you have arrived at a specific SWR for you. Will you stick to that rate throughout your retirement?
So you have done your research. Using various calculators, you have arrived at a specific SWR for you. Will you stick to that rate throughout your retirement?
Bikerdude said:I think this is the real issue. How will we all react to a down market cutting our nest egg in half? Now the 4% Firecalc assumption is "stay the course" history is on our side. : I just question how many of us (me included) will not cut back in the face of this. Everything looks good on paper but reality is way different IMHO.