Not really. We had moved all 401(k) assets to bond and TIPs funds prior to the drop in 2008-09. Determined we have extremely low risk tolerance. Sadly low. Figured we were ahead of the game until the Dow hit the 17,000 mark.
Not sure what to do next, especially since we will both be retired some time next year (me: 57, wife: 63). Our only child has completed college with all costs paid for and is currently working but under a 1-2 year temporary agreement. Seems to be the wave of the future for many American workers.
Sitting on $1.2M in tax deferred accounts, $1.1M in taxable accounts, and $1.2M in home equity (accounting for selling fees and expected capital gains tax - we will be downsizing). Not one penny in equities. $3.5M in real net worth and somehow I think we're screwing up our retirement. Thank you 2008-09!