Due to an injury I've been forced to retire early at 44 after a steady full-time job of 9.5 years. Have 480K in liquid assets. Currently single with no dependents. Do not own health insurance. Not likely get SSDI. Total living expenses add up to about 22K a year. Fortunately, my medical expenses are very low, but the injury has made it impossible for me to work due to chronic symptoms.
Would like a realistic picture as to how likely I'm completely screwed; if so, is there a stop gap solution? (I feel lucky to have the savings that I have, as others in similar situations are much worse off - but it will likely all evaporate in the event of a catastrophic illness)
Would like a realistic picture as to how likely I'm completely screwed; if so, is there a stop gap solution? (I feel lucky to have the savings that I have, as others in similar situations are much worse off - but it will likely all evaporate in the event of a catastrophic illness)