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Prior to emigrating to the US from Canada many years ago (I now have dual citizenship), I worked for about 12 years in Canada...and qualify for 'social insurance' ... not alot of $, but I'd like to take it! I don't yet qualify for US social security yet, but Canada's earliest eligibility age is 60. I do know about the reciprocity agreement that allows a person to apply the years worked in another country (where they do give reciprocity) to our social security here...but it doesn't increase the amount - its only useful to apply 'years' if do not have enough quarters in earnings to qualify for SS - then you can use those years worked outside the country. I don't need that feature - so would like to just apply for the cash. I am wondering though if this causes many problems tax-wise - either in Canada or US. Since we visit Canada at least once a year, I wondered if there would be a problem if I opened a bank account there and had the checks direct deposited for use when we visit. Anyway, just wondered if anyone out there has any experience with this (I know there must be lots of expats from many countries)...and wondered if they had any info or advice to give. Thanks.
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