That depends on what your tax rate is when you withdraw the money. If thats 20 years from now and you'll be living off your investments, chances are your tax rate might be lower than today.
That having been said, $1100 bucks probably wont kill you either way.
I'm not a big fan of paying taxes unless you have to, although I wouldnt cut my nose off to spite my face, as my gramma used to say. Its like paying a huge, worthless ER on your investments.
Maybe at this point since you're already retired, your taxable income is already where its going to be. Maybe your best bet is to pay the taxes, put the excess money into a Roth and withdraw the appreciated amount tax free in 10-20 years.