Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Drawdown of His and Her Retirement Accounts...?
Old 07-13-2016, 12:22 PM   #1
Confused about dryer sheets
Join Date: Mar 2011
Posts: 6
Drawdown of His and Her Retirement Accounts...?

Here is my question....

Is there any prevailing strategy or considerations for how a married couple should or could drawdown their accounts each, his first then hers, or both equally?

How about drawdown of his/her accounts pre/post RMD age?

Our accounts values are pretty evenly split with both TIRA and Roths, 62/63, both retired, and we have not yet started SS. We have used single joint accounts for our entire married life.

My thought was to drawdown mine first (His) since actuarially I will most likely die first and then that would leave less red tape for my DW.

Appreciate your responses...long time reader, enjoy this forum greatly for its knowledge and insight.

topsider is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 07-13-2016, 01:52 PM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
harley's Avatar
Join Date: May 2008
Location: Following the nice weather
Posts: 5,779
It should make no difference, since (unless your will specifies otherwise) what's yours will become hers when you die. And vice-versa. My only recommendation is to determine what works best tax-wise, and that will be gender-independent, I suspect.
"Good judgment comes from experience. Experience comes from bad judgement." - Will Rogers
DW and I - FIREd at 50 (7/06), living off assets
harley is online now   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Has Anyone Successfully Stretched His/Her Back? TromboneAl Health and Early Retirement 58 07-07-2011 05:26 PM
Anyone sold his/her house recently? Retire2013 Other topics 33 01-27-2011 03:30 PM
Retirement drawdown willift FIRE and Money 69 09-25-2010 03:36 PM
Can a US citizen who leaves US keep his/her accounts? fluffy FIRE and Money 26 07-02-2007 12:30 PM


All times are GMT -6. The time now is 12:02 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.