My bank is trying to sell me a dual-currency deposit as a way to improve the yield on some of my cash investments.
Does anyone have experience with these? A few years ago, when I needed GBP to pay for my kids edumacation, this might have been more attractive to me, but at the moment I don't need any currency other than my home one (EUR).
Having seen the discussion here
I feel that I understand the downsides, but I wonder if anyone has found the "sweet spot" between period, spread, and risk?