Talk with the company's benefit "expert." Sometimes they really are knowledgeable. If not, they'll usually tell you.
As I understand the rule, an employee aged 55 or older that ends employment with a company can access their 401k with that company without penalty -- if the company plan permits. This account can be accessed at any time after reaching 55 and after leaving the company. All withdrawals are fully taxable.
You stated it was a "defined contribution money purchase pension plan." I am not sure if the 401k rules apply. Ask the company's benefit expert.
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The object of life is not to be on the side of the majority, but to escape finding oneself in the ranks of the insane -- Marcus Aurelius
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