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Old 12-02-2012, 02:40 PM   #21
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I also use Excel, but I had to get to know Excel in great detail for work, so it was a natural for us...

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Old 12-02-2012, 04:20 PM   #22
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I use Excel but found to be extremely helpful --once you get it 'trained'--in the micro level....found some interesting spending patterns that I didn't know about.

Handy at tax time to track Medical expenses etc.

Living well is the best revenge!
Retired @ 52 in 2005
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Old 12-02-2012, 04:57 PM   #23
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I'm an excel nut, so I use excel. Used to use quicken, but I have more flexibility in excel.
The wilderness is calling and I must go.
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Old 12-02-2012, 07:11 PM   #24
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I also use Excel, and I just looked at 'You Need a Budget' - - it seems like it has some good additional bells and whistles to fill your time with. Reviews on Amazon are superb.
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Old 12-04-2012, 06:33 PM   #25
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We use mint. It is pretty painless once you get the accounts set up. It "automatically" categorizes the incomes/expenses. It is not perfect but gets most things in the right bucket.
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Old 12-04-2012, 08:53 PM   #26
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I've been very happy with BudgetPulse.
And if I claim to be a wise man, it surely means that I don't know.
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Old 12-06-2012, 11:19 AM   #27
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Instead of taking time to learn these applications, I would just use My dad only know how to make a call using Skype (and not interested in learning anything more than that). He found mint very easy to work with, very self explanatory and has a phone app to add entries on the go.

Give a try with one account and if you like it add more otherwise delete the account.

Excel is not as easy as it seems. I used to use excel when living in Europe and was a headache.
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Old 12-06-2012, 11:44 AM   #28
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We do MUCh via ATM/Debit Card, and I run it all thru Quicken. Only 'cause 'Q makes balancing the bank account SO EASY. Otherwise we don't REALLY budget... but then we are fairly frugal and not prone to wild expenditures - even BIG TICKET items are not impulsive. DW got a BMW Z-4 after I retired - I was more than willing to pop for a brand spanking new one. SHE, however, is MORE than happy with one that had just come off a 3 year lease, and had just 23k on the odometer (God I love that girl). She REGULARLY watches for air fare sales and cruise sales and other deals. Otherwise, we kind of budget by how the balance looks. And THIS from a retired CPA.... HA!!! DID that poop for TOO MANY YEARS to do it at home too.

I spend MY spreadsheet time looking at portfolio balances.

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