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Re: "eBay of Finance" Individual-to-Individual Loans as Investment?
Old 05-17-2006, 01:32 PM   #41
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Re: "eBay of Finance" Individual-to-Individual Loans as Investment?

No, I got what you meant. I just also know that I tend to get carried away on my chosen subjects.
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Re: "eBay of Finance" Individual-to-Individual Loans as Investment?
Old 05-17-2006, 01:33 PM   #42
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Re: "eBay of Finance" Individual-to-Individual Loans as Investment?

Prosper is a cool idea but I think it will utlimately turn out to be another example of Ackerloff's Market for Lemons.

The people that are so hard up for credit that they have to turn to Prosper will be terrible credit risks that lenders will want more than borrowers are willing to pay.
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