Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Re: Emigrant Direct Savings now paying 4%...
Old 09-23-2005, 12:20 PM   #21
Recycles dryer sheets
 
Join Date: Jan 2004
Posts: 159
Re: Emigrant Direct Savings now paying 4%...

BMJ,

I use ING right now to store liquid emergency money. They have been perfect in my opinion -- I got a bonus for opening my account, the website is straightforward and has all the info I need, they're FDIC insured, and they pay one of the highest rates in the nation. ED has had higher rates for the past many months, but early on were slower to open accounts, had a web site some people thought looked untrustworthy, and just generally were less than rock solid. I understand ED has improved their performance in these areas lately.

Credit card-wise I think I went to http://www.creditcardguide.com the other day and liked it for suggesting good options. I was looking for a 0% offer for as long as possible and was given some good suggestions.

ING has no minimum to open or maintain. I believe this is also true of ED but I'm not sure.

If you want a referral to ING you and I can both get a bonus ($25 for you and $10 for me, I think?). PM me if you want to. Mods, if this offer is inappropriate just delete this paragraph. Thanks.

malakito
__________________

__________________
malakito is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Emigrant Direct Savings now paying 4%...
Old 09-23-2005, 01:52 PM   #22
Thinks s/he gets paid by the post
 
Join Date: Aug 2005
Posts: 2,056
Re: Emigrant Direct Savings now paying 4%...

One thing that I just thought of...now that the Fed keeps raising rates, Emigrant-Direct seems to react to raising their rates much quicker than ING. But if we get to the point that the Fed starts cutting rates, does that mean that Emigrant will be the quickest to cut theirs, too?
__________________

__________________
Andre1969 is offline   Reply With Quote
Re: Emigrant Direct Savings now paying 4%...
Old 09-23-2005, 03:19 PM   #23
Thinks s/he gets paid by the post
 
Join Date: Mar 2004
Posts: 2,083
Re: Emigrant Direct Savings now paying 4%...

Quote:
Originally Posted by Andre1969
One thing that I just thought of...now that the Fed keeps raising rates, Emigrant-Direct seems to react to raising their rates much quicker than ING. But if we get to the point that the Fed starts cutting rates, does that mean that Emigrant will be the quickest to cut theirs, too?
Not that it is a long time, Emigrant-Direct's interest is guaranteed through December 31, 2005 (subject to upward adjustments only).
__________________
I look to the present moment because that's where I live my life.
MJ is offline   Reply With Quote
Re: Emigrant Direct Savings now paying 4%...
Old 09-23-2005, 03:36 PM   #24
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
cute fuzzy bunny's Avatar
 
Join Date: Dec 2003
Location: Losing my whump
Posts: 22,697
Re: Emigrant Direct Savings now paying 4%...

Quote:
Originally Posted by Outtahere
he thinks the net is full of perverts and thieves
It is. Right now i'm trying to figure out how to steal your DH's porn collection...
__________________
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
cute fuzzy bunny is offline   Reply With Quote
Re: Emigrant Direct Savings now paying 4%...
Old 09-23-2005, 07:23 PM   #25
Thinks s/he gets paid by the post
Outtahere's Avatar
 
Join Date: Sep 2005
Posts: 1,677
Re: Emigrant Direct Savings now paying 4%...

Quote:
Originally Posted by ()
It is. Right now i'm trying to figure out how to steal your DH's porn collection...
I keep telling him it must take one to know one


I signed up for the Emigrant Account... if it goes up great!! if it goes down I figure all the others will too.
__________________

__________________

Dogs aren't our whole lives, but they make our lives whole. - Roger Caras
Outtahere is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Comparing yield between Vanguard MMF and Emigrant Direct? soupcxan FIRE and Money 26 11-24-2006 09:51 AM
Emigrant Direct GOING OUT OF BUSINESS?? Enuff2Eat FIRE and Money 26 09-17-2006 09:17 AM
Emigrant Direct up again, 4.80% laurence FIRE and Money 11 06-23-2006 05:24 PM
Emigrant Direct Credit Card REWahoo FIRE and Money 2 01-26-2006 01:37 PM
EE bonds to ??? cute fuzzy bunny FIRE and Money 1 12-24-2003 01:33 PM

 

 
All times are GMT -6. The time now is 10:35 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.