I found this great thread Reconsidering ETF Portfolio
but I would appreciate additional slow explanations.
This is our first taxable account (... we already pay a lot of tax), so I think I want to start this off with 70% domestic total stocks and 30% international ex-US stocks. I think the funds would be VTSAX (admiral) and VGTSX in funds and I think ETFs will save a bit of money over funds.
(1) Are the closest corresponding Vanguard ETFs VTI and VEU ?
(2) Should I delay purchasing until January or after distributions - how do I decide/calculate if it is likely to be big problem for ETFs?
I found last years table but would some kind reader explain which numbers are a problem for taxable. I don't usually have problems with numbers but don't understand what distribution yield % is as I couldn't get it from the distribution column.
(3) I read that quite a few posters had issues with Vanguard brokerage - is it worthwhile opening an account elsewhere to just handle single monthly additions by limit orders?
Thanks for your help.