Everbank seems to be a class act.
I have checked into and purchased some of the products that Everbank offers and I see them as well diversified and competitive and also FDIC insured.
Some foreign currency CD's pay you an interest rate while you are also speculating on the currency movement vs USD.
They also have accounts that do not pay any interest such as Thai Baht so it is strictly speculation. The staff in the international currency department is very helpful and knowledgable.
They now have introduced DollarBull CD's as a pro play for the dollar.
Fee's appear to be .75% of each exchange.
The US dollar money market pay 3.5% for the first 90 days on any balance and then defaults to lower rates depending on your balance. They offer check writing and a Visa debit card.
Forbes has praised them
I like them and would recommend them.