Quote:
Originally Posted by Chuckanut
As Krebs has pointed out some of the companies that provide the questions and answers for the so-called Knowledge Based Authorization have been hacked by criminals:
Another entry in the YCMTSU file.
YCMTSU = You Can't Make This Stuff Up.
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Yeah - companies are addicted to this knowledge based questions stuff and it's so stupid and easy to guess or quick Googling that it was the cause of huge IRS fraudulent access to personal tax records in 2015, I think, which was then used to efile a huge number of fraudulent returns. The IRS had to shut down online access to tax records for a while 2015 to 2016 to deal with the fallout.
So Experian should know better!
You'd think they would at least take some of the precautions banks do with PINs.
And someone complained that their Equifax security freeze info came in a big envelope with their name, adddress, and "Security Freeze" in big letters on the envelope. Way to go!