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12-06-2008, 11:13 AM
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#1
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Recycles dryer sheets
Join Date: Mar 2008
Posts: 413
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Family Team
I am proud of the team DW and I make when it comes to our financial lives (or our life in General). We have identical goals to become FI and ER as fast as we can. When one of us puts on our stupid hat and wants to buy something silly, the other will be the devils advocate. The final result will either be nothing purchased (money saved) or something purchased that was more practical than the initial splurge. She and I work at good engineering jobs and both incomes allow us to save significantly. Together, we are powerful financially. Couldn't have asked for a more perfect wife!
The state of the economy doesn't seemed to affect us. Sure, our silly stocks tank like the rest, but the financial security blanket we give each other makes state of the economy insignificant.
If you have similar goal oriented spouse, then you are a Powerful TEAM! Congrats!
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12-06-2008, 11:24 AM
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#2
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Thinks s/he gets paid by the post
Join Date: Feb 2006
Posts: 3,895
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wow, marriage must be wonderful. i wouldn't know.
__________________
"off with their heads"~~dr. joseph-ignace guillotin
"life should begin with age and its privileges and accumulations, and end with youth and its capacity to splendidly enjoy such advantages."~~mark twain - letter to edward kimmitt 1901
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12-06-2008, 01:12 PM
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#3
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Recycles dryer sheets
Join Date: Feb 2007
Posts: 310
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Daydreamer how wonderful it is when a couple can work together in the direction of their dreams. I have seen firsthand what happens when two financially irresponsible people work together for their financial destruction. My dear SIL and her deceased husband did just about everything humanly possible to bankrupt their lives and succeeded handily.
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12-06-2008, 02:32 PM
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#4
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Moderator Emeritus
Join Date: Dec 2002
Location: Oahu
Posts: 26,856
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We give Team Nords a high-five whenever we score a LBYM deal... and every time we check our empty-nester countdown.
__________________
*
Co-author (with my daughter) of “Raising Your Money-Savvy Family For Next Generation Financial Independence.”
Author of the book written on E-R.org: "The Military Guide to Financial Independence and Retirement."
I don't spend much time here— please send a PM.
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12-06-2008, 08:11 PM
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#5
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2007
Location: Independence
Posts: 7,281
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Quote:
Originally Posted by lazygood4nothinbum
wow, marriage must be wonderful. i wouldn't know.
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Eh- getcherself a partner. No sure that marriage is magic. The gal and i have been together 30 years sans governmental sanction or priestly blessing and i feel the same way Daydreamer does about teamwork, though i think we differ a bit - when one of Team Loki puts on the silly hat the other encourages the activity, as we have the most problem cutting loose, not saving.
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12-07-2008, 12:11 AM
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#6
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Full time employment: Posting here.
Join Date: Jul 2007
Posts: 678
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DH and I have very similar goals financially, too. However, I sometimes feel that the desire to ER has become such an important focus of our lives that once we ER (not that it's happening anytime soon), we may need to re-adjust to each other and figure out what we really want to do with our lives and free time. Much like empty-nesters when children are gone. Maybe I am thinking too much again...
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12-07-2008, 06:44 AM
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#7
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Moderator
Join Date: Sep 2006
Posts: 4,029
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Quote:
Originally Posted by DAYDREAMER
I am proud of the team DW and I make when it comes to our financial lives (or our life in General). We have identical goals to become FI and ER as fast as we can. When one of us puts on our stupid hat and wants to buy something silly, the other will be the devils advocate. The final result will either be nothing purchased (money saved) or something purchased that was more practical than the initial splurge. She and I work at good engineering jobs and both incomes allow us to save significantly. Together, we are powerful financially. Couldn't have asked for a more perfect wife!
The state of the economy doesn't seemed to affect us. Sure, our silly stocks tank like the rest, but the financial security blanket we give each other makes state of the economy insignificant.
If you have similar goal oriented spouse, then you are a Powerful TEAM! Congrats!
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This is exactly us! (except I'm not an engineer) DH and I feel like we are a mean, lean, FIRE plannin' machine together! Although the recent market has taken our net worth down significantly, we have just readjusted our time-line, dug our heels in, and moved forward. We've decided since FIRE will be a little further out that we will reward ourselves a little more along the path (i.e. more vacations) so that we aren't so depressed about delaying FIRE! Together, we can do anything, and we will be happy no matter what, as long as we are healthy!
__________________
simple girl
less stuff, more time
(55, married; Mr. Simple Girl, 59. FIRED 12/31/19!)
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12-07-2008, 09:31 AM
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#8
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Thinks s/he gets paid by the post
Join Date: Feb 2006
Posts: 3,895
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Quote:
Originally Posted by calmloki
Eh- getcherself a partner. No sure that marriage is magic. The gal and i have been together 30 years sans governmental sanction or priestly blessing and i feel the same way Daydreamer does about teamwork...
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thanx and in my mind you are right both in your attitude towards marriage and in that i shouldn't let society affect me. still, i suspect even unmarried str8s have some level or entitled sense of protection even if just by common law which might make them more inclined & secure in their partnerships, even if that security is just an illusion.
__________________
"off with their heads"~~dr. joseph-ignace guillotin
"life should begin with age and its privileges and accumulations, and end with youth and its capacity to splendidly enjoy such advantages."~~mark twain - letter to edward kimmitt 1901
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12-07-2008, 09:44 AM
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#9
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Apr 2003
Location: Hooverville
Posts: 22,983
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Quote:
Originally Posted by lazygood4nothinbum
thanx and in my mind you are right both in your attitude towards marriage and in that i shouldn't let society affect me. still, i suspect even unmarried str8s have some level or entitled sense of protection even if just by common law which might make them more inclined & secure in their partnerships, even if that security is just an illusion.
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Talk to any divorced guy and he will likely tell you he wishes that he had not been allowed to marry. Say you are getting along fine with a woman, see no reason to rattle any cages. Next you might hear, "But where is our relationship going? (Where should it go; it is really satisfying now.) "Well, if we gain ground, we lose ground." (Are you an NFL offensive coordinator or a woman?)
Unfortunately, as long as marriage is a possibility it will be a goal for a lot of people, and that will complicate your life.
Ha
__________________
"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
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12-07-2008, 09:53 AM
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#10
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,056
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Our Team is now in its 35th year and having the same financial goals and outlook has been far more relevant than stock markets etc.
Incidentally we are also both engineers but more importantly we both hate debt, so first 3 years together we had no car until we could afford to buy one, no TV for 1st 7 years. always affordable mortgages based on a single salary in case one of us lost our job .....
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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12-07-2008, 10:26 AM
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#11
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Moderator Emeritus
Join Date: Sep 2007
Posts: 17,773
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Our team has been together about as long as Alan's and DH is a rightbrainer and completely clueless about finances (God help us--I bounce things off him all the time before we proceed with any decision and the next week he's asking what we're doing about it--he's always been like this). I barely know what I'm doing anyway so forums like these are immensely helpful to me. I know a few other couples like us but usually in those situations one person is extremely financially savvy (unlike me) while the other is not at all involved.
I do know a couple who are almost pathologically competitive with each other for LBYMing--their caskets will be heaped with cash when they are buried.
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12-07-2008, 10:34 AM
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#12
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 34,056
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Quote:
Originally Posted by Bestwifeever
I do know a couple who are almost pathologically competitive with each other for LBYMing--their caskets will be heaped with cash when they are buried.
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DW's older sister and husband are just like this. They are now ER'ed, him with a COLA'd LARGE government pension plus more money than Solomon in investments but still as tight as a crab's ar*se. We stayed with them a couple of years agao for 3 nights (in Edinburgh, Scotland). It was wet and 62 deg INSIDE the house, but it was June so there was no way they were going to put the heating on.
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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12-07-2008, 10:46 AM
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#13
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Administrator
Join Date: Apr 2006
Posts: 22,973
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Quote:
Originally Posted by lazygood4nothinbum
thanx and in my mind you are right both in your attitude towards marriage and in that i shouldn't let society affect me. still, i suspect even unmarried str8s have some level or entitled sense of protection even if just by common law which might make them more inclined & secure in their partnerships, even if that security is just an illusion.
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A good point. I'd like to think that the young wife and I would still form the same formidable FIRE team if we were not married, but I can't really know.
Lazy, you and the partner of your choice can always come to Connecticut. We don't have any residency requirement to get married. And if you want a church wedding, the ministers in my church would happily perform the ceremony. Of course, I'll expect an invitation.
__________________
Living an analog life in the Digital Age.
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12-07-2008, 10:47 AM
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#14
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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Quote:
Originally Posted by Gumby
I'd like to think that the young wife and I would still form the same formidable FIRE team if we were not married, but I can't really know.
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Having seen the young wife mentioned several times, I've got really curious. What's the age difference, I might ask?
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12-07-2008, 11:18 AM
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#15
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Administrator
Join Date: Apr 2006
Posts: 22,973
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__________________
Living an analog life in the Digital Age.
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12-07-2008, 11:33 AM
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#16
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,004
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__________________
Numbers is hard
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12-07-2008, 11:35 AM
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#17
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2006
Posts: 11,401
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Quote:
Originally Posted by lazygood4nothinbum
wow, marriage must be wonderful. i wouldn't know.
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Being gay does not guarantee immunity against marital disharmony:
Same-Sex Marriage | Gay Marriage | Queer Marriage
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12-07-2008, 12:00 PM
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#18
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Moderator Emeritus
Join Date: Jun 2007
Location: At The Cafe
Posts: 6,873
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Quote:
Originally Posted by Gumby
2 years
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Who's who? Did you marry an older woman?
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12-07-2008, 01:56 PM
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#19
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Administrator
Join Date: Apr 2006
Posts: 22,973
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I am older. She was still but a teen when we met (although I was only 21).
__________________
Living an analog life in the Digital Age.
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12-07-2008, 02:00 PM
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#20
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Gone but not forgotten
Join Date: Aug 2006
Posts: 6,924
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Quote:
If you have similar goal oriented spouse, then you are a Powerful TEAM! Congrats!
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But if you don't...
__________________
"Knowin' no one nowhere's gonna miss us when we're gone..."
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