Here's my take on the article.
On June 30, 2011, to ease a nervous market, The Dodd Frank act authorized an unlimited FDIC guarantee on Zero Interest Funds. US and Foreign investors rushed to protect monies from possible loss. $1.9 Trillion dollars flowed into the safe haven.
That's where it gets complicated... read the article for the explanation.
In any case, the rules will expire, and monies will now lose the protection, and go back into the system which will likely result in a reduction or limit on interest rates.
The guarantee is scheduled to expire on Dec.31, 2012
For any interest and/or interpretation, here's the article:
The FDIC Will Eliminate Deposit Insurance On $1.4 Trillion Of Bank Deposits | Problem Bank List