[QUOTE=scrabbler1;1709198]Same here. I always equated any significantly large refund as a failure to adequately align one's tax withholdings via W-2 and 1099-R forms with an estimate of what one's tax liability will be.
I thought the same thing until this year. Due to mandatory withholding on a 401k and 403b withdrawal I'll have a big refund next year. I'm taking 15 exemptions on my final months of work but will still have a big refund next year.