Originally Posted by Helen
Wow, I'm surprised how much they nail people for a 30 day late payment.
Man...the number in the article (-90 to -110) is hard to believe. There's no way it's accurate in our case.
Just got annual credit reports for the first time in several years, and discovered three 30-day late marks I was unaware of within the last three years. One is legit, I plan on sending in a dispute on the other two.
Regardless, we were at 810 earlier this year - with all three on our record.