Originally Posted by clifp
I am a bit confused. Using this calculator
I get a withdrawal rate of 3.85% for a 45 year old. .
I revisited the 72t.org site to double check. My age when 72t would start would be 47.
It shows if I use 100% of our IRA funds we would only be withdrawing 2.84% using the minimum and 3.26% using amortization
I stand by my earlier comment, I'm not willing to lock in 100% of our IRA money. Roth conversions appear to be a much simpler and adjustable way.